Car Loans in Silver Spring, Maryland

We're here to help you through the process of buying your new vehicle!

Financing or Leasing your new Ford? Koons Silver Spring Ford ist your service!


After you've done your research and found the Ford that suits your driving needs, the next step to calling it your own is financing. This part of the car-buying process can seem daunting, but when you finance at Koons Silver Spring Ford, we will offer any assistance you might need to make for hassle-free auto financing and Ford leases.

In our finance center you'll find a group of experts who are dedicated to helping with all your financing needs. We are happy to answer any questions you might have and provide the details about all the different options available to you. Just fill out our finance application and we will help you determine which method of payment works best for you.

Whether you choose to buy or Ford lease your new car, we are happy to help. We'll help you obtain the auto loans you need and work out the payment plan that suits your budget. If you choose to lease, we will help you decide which lease terms would best fit your budget and driving needs. No matter what your current situation looks like, we will do everything we can to make sure you get the financing you need.

If you're a driver in the Silver Spring, Baltimore, Columbia and Arlington areas, come on over to our dealership the next time you're shopping for a new Ford. We work hard to make the buying process as simple as possible. We are more than happy to offer any assistance you might need throughout the financing process so you can get behind the wheel of your new vehicle without any of that car-buying stress.

No-Hassle Trade Evaluation

Our trade-in experts at Koons of Silver Spring will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV.

Buy vs Lease

Buying a car is easy, how you pay for it is a little more involved. If you're looking for information on what works better for you click here.

Quick Links to help with your financing questions:

You've got questions we've got answers.
A quick payment and interest calculator.
  The FTC has some info for you on vehicle financing.

Auto Finance Vocabulary

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:

> APR:
The Annual Percentage Rate

> Assignment:
A transfer of a loan from one lender to another

> Base Price:
The costs of a car with standard equip incentives & freight

> Certificate of Title
A Legal document issued by a state at the time of sale.

> Co-signer:

A person who takes on a loan if the orig. borrower stops pay

> Default:
Failure to meet the terms of the loan

> Interest:
A percentage charge for a loan

Manufacturers Suggested Retail Price

> Refinance:
When one loan is used to pay off another

> Term:
The length of the loan, 24, 48, 60... months

> Underwriting:
Verifying the data used to obtain a loan
Call: (877) 316-0914
Contact Us Directions