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Koons Ford Silver Spring

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Finance Department

Are you looking to buy with financing, or would a lease work better for your needs? Koons Ford of Silver Spring has just what you need either way.

We understand that purchasing a vehicle can be a big decision. At Koons Ford of Silver Spring, we’re here to take the stress out of the process and provide the guidance you need to buy or lease with confidence.

Our finance team is here to make your Ford buying experience simple and stress-free. We’ll walk you through all the details—like model specs and financing options—so you can make the best choice for your needs. Once you fill out a quick finance application, we’ll work with you to find a payment plan that fits your budget.

Discover a better way to buy your next Ford—friendly, knowledgeable, and right here at our store. We proudly serve Silver Spring, Bethesda, Gaithersburg, Columbia, Rockville, Chevy Chase, and beyond. Drive with confidence, backed by our expert support every step of the way.

  • APR: The Annual Percentage Rate
  • Assignment: A transfer of a loan from one lender to another
  • Base Price: The costs of a car with standard equipment incentives & freight
  • Certificate of Title: A Legal document issued by a state at the time of sale
  • Co-signer: A person who takes on a loan if the original borrower stops pay
  • Default: Failure to meet the terms of the loan
  • Interest: A percentage charge for a loan
  • MSRP: Manufacturers Suggested Retail Price
  • Refinance: When one loan is used to pay off another
  • Term: The length of the loan, 24, 48, 60... months
  • Underwriting: Verifying the data used to obtain a loan

Quick Links to help with your financing questions:

FAQ

You've got questions we've got answers.

Online Payment Calculator

A quick payment and interest calculator.

FTC

The FTC has some info for you on vehicle financing.

No-Hassle Trade Evaluation

Our trade-in experts at Koons of Silver Spring will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV.

Car Loans vs Lease

Buying a car is easy, how you pay for it is a little more involved. If you're looking for information on what works better for you click here.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.