
Now you’ve chosen the Ford you want, and you plan to finance it, it’s time to decide on who to finance it with. You could choose a bank or credit union, but as your Ford dealership, we want to tell you some of the many reasons why we’re your best choice for your financing options.
3 Reasons To Choose Your Ford Dealership for Your Financing Options
Faster Service
Banks and credit unions are in no hurry to decide on granting an auto loan, as this type of loan is only a small part of their business. They also have a host of criteria that must be met and boxes that need to be ticked, which takes time. Additionally, you must make an appointment to visit them and apply for a loan, and then make another appointment to sign the paperwork if they approve it.
We know you want to get behind the wheel of your new vehicle ASAP, and so do our loan providers. You don’t need to visit us to apply for a loan; you complete the application on our website. When we receive it, we’ll contact you to confirm the details and then submit our application to our loan providers. They specialize in auto loans, and you can expect to receive offers the same day you apply.
Options for All Credit Ratings
Your credit rating is one of the most important influences on whether a bank or credit union will offer you a loan. If you have a high credit rating, it’s more likely they’ll offer you an auto loan. If you have an average credit score or one that needs improvement, they’ll probably refuse your loan, and you’ll have to try again at another institution.
We see things differently, and so do our credit providers. If you can afford to repay a loan, you should have it. If you have a high credit rating, you’ll get the lowest rates and other incentives. If your credit score needs improvement, they’ll create a loan package for you that enables you to improve your credit as you make payments.
Ford Credit
Ford Credit is a division of the Ford Motor Company specializing in auto loans. When you choose to finance through us, you also get access to their loan options, discounts, and other special services. There are several loan options to choose from, including Flex-Buy, which offers lower monthly payments for the first three years.
You can also receive additional incentives for military, first responders, and recent college graduates. In addition, you can also take advantage of manufacturer discounts and cash-back offers on selected Ford models.
These are just a few of the many reasons that make us the best choice for your auto loan. Contact our finance department today at Koons Ford Silver Spring in Silver Spring, MD.
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